After Coinbase, among other exchanges announced a stop in XRP trading, until the SEC lawsuit is resolved, and the correspondent answer from it's creator company, Ripple, stating that a SEC attack has it's implications on all things crypto (after all, if all it takes to make a token drop, is a lawsuit against it's creators, who is going to be the next one?) https://ripple.com/insights/our-statement-to-recent-market-participant-activity/
Besides that, let's not forget, XRP is not to be used only on the US, it's never been about that. The goal is to make money transfers worldwide easier, and that's it.
On their website, between their customers, figure quite big names in european, asian, and south-american countries.
Santander, for starters, is one of the biggest banks worldwide, and they are currently using their services. Ria is, at least in Europe, the most powerful money transfer company, and they, too, are customers. The oldest bank in Thailand, SCB, is too a customer of the RippleNet. Kotak Mahindra Bank, in India, is too a customer of the RippleNet. MoneyGram, TransferGo, based in the UK... That's just to say a few that come to mind.
Now, we shall see how everything develops, but let's not forget, the SEC will have new leadership in January, and things could get better. As always, though, don't take this as advise, Do Your Own Research, and, if you are hodling, grab your bags strongly, because it's going to be a bumpy ride
