Personalized credit cards are on the way...

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Imagine your credit card giving you 10% cash back for purchasing television? Some will be very happy and for others, it's not even an offer, because they don't want televisions right now.

We are so familiar with personalised ads, imagine you want a mobile phone and from that moment you will be surrounded by mobile phone advertisements.

What if your credit card gives you personalised offers?

A few years ago banks started sending personalised custom cards, they were only personalised in external appearance.

What if you can receive offers or cashback which can be claimed in your day to day life? It's not a dream anymore. The mobile payment service "Venmo" backed by Paypal just launched a credit card.

The card is available in five colour option and even comes with unique QR code on the fried. These cards support tap and pay feature.

The card is secured by visa and can be controlled by its mobile application. You can control rewards and cashback using the app. The app finds a pattern in your spending and provides personalised and curated offers for you.

Unfortunately, right now it will be available only for select customers, but don't worry you will get your card soon.

Regulation and Society adoption

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