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On Sept. 14, Cointelegraph en Espanol reported that, in order to access online banking and electronic payments, citizens of Spain will now be required to use a reinforced authentication system according to European Union payments directive PSD2.
The enhanced authentication of the PSD2 directive aims to reduce fraud and combines two independent elements to verify the identity of the client who accesses an account or makes an electronic payment. Most banks have opted to combine a personal key with a temporary code received by SMS.
