It is a very mature system to evaluate the price of vehicles. The existing vehicle dealers have a mature database. Input the vehicle ID (VIN) to know the specific model, age, whether there is a major overhaul and other most important valuation basis.The actual situation of vehicle inspection can be completed through a very simple algorithm. As long as the fixed position of the vehicle is photographed and scanned, the existing machine learning model can easily determine the paint and interior conditions, and verify the authenticity of vehicle mileage.If the internal sensor chip permission of the vehicle is opened to the valuation tool, the machine operation status can be better read and the vehicle value can be accurate.Assuming that 10 years later, the company will still be the first largest new energy vehicle in terms of sales volume and the used vehicle market will be very transparent, this valuation model can be very accurate.
Second, NFT the vehicle
It is necessary to token the ownership control of the vehicle, and it is also very easy as long as the company is willing to open the interface.Input the evaluated vehicle information (asset information) into a token, the NFT token represents the ownership of the vehicle, the token transfer is equivalent to the transfer of the ownership of the vehicle, and each token is the only vehicle key of the vehicle.After the Token is transferred, the original owner loses the ownership of the vehicle, and the new owner obtains the key of the vehicle.
Third, vehicle pricing, trading, collateral and investment
Imagination 10 years later, OPENSEA or other NFT trading platforms have already supported the NFT trading of used cars of Tesla. At this time, there are 2 options for owners. On the one hand, they can trade directly. With the sales of NFT, the ownership is transferred directly, and the owners get the funds. After the buyer obtains the NFT, the vehicle can be automatically driven to the door of the buyer?? , the token in the digital currency wallet is used to activate the door.
On the other hand, owners can also mortgage the NFT of their vehicles, provided that the DAO agrees to add a certain model in a certain year to the category of pledged assets, and an NFT corresponds to the proportion of the value of the standard model. Owners can pledge their own vehicles on MakerDAO or other pledged lending platformsNFT, obtained the US dollar equivalent of stable currency to meet the daily living expenses. The car is still owned by the owner, and can invest the funds into various DeFi interest earning assets and transactions. The car mainly pays an interest on the platform on a regular basis, which is equivalent to renting the right to use the car again.
The biggest problem for the pledging and borrowing platform is how to make a prediction machine to obtain a reasonable asset value, which is neither manipulated by the enterprise nor controlled by the car dealers. It is estimated that there will be a set of used tesla-u prices of the centralized exchange maintained by the company and the used tesla-u prices of the decentralized exchange maintained by the car dealers.If the owner does not return the borrowed funds with the fixed depreciation, or the vehicle has a major accident, the sensor on the vehicle gives an alarm, the value of the vehicle plummets, the ownership of the vehicle will not belong to the owner at all, and the vehicle will automatically drive back to a certain branch of the foundation to complete the settlement of the pledge.
The whole process, for both the owners of the company and the company, is essentially a mortgage loan without a bank, a money creation process without the participation of any centralized financial institutions (except for the company itself), with almost no wear and tear and super efficiency.In addition to policy reasons, there is no guarantee for the support of the company. In addition, the autopilot part of Cotai is still a bit esoteric. The basic technology used in the whole process has been very mature, and it may be a matter of time before the actual commercial use.
If blockchain is intended to be applied in a large-scale way, firstly, it has a profit making effect. Second, it can be standardized and has very simple valuation logic. For example, the public chain used to watch TPS, DeFi, TVL and the third is easy to operate.The NFT now focuses on artworks, earning sufficient traffic and attention, and satisfying the short-term profit making effect. However, due to the particularity of artworks, the valuation logic gap is relatively large, and the confirmation and circulation of offline artworks are relatively complex.
I personally prefer the NFT of original digital assets such as game props, domain names, icon design, etc., and complete currency creation by adding DeFi.And if we can further introduce asset packages such as the use rights of Tesla, the blockchain will really subvert the centralized finance step by step.
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