Portfolio Critique?

Do repost and rate:

Rated:119

Hey everyone. It's been a while since I wrote. Been really busy.

Was inspired by some articles to show my portfolio and would be interested to see what you guys think of them.

*This isn't financial advice, I'm just writing what I hold and asking for critique.

Here they are, in no particular order.

TO HOLD

Bitcoin.

I hate bitcoin, to be very honest with you. If you read my previous articles, I have always mentioned my dislike of it.

But I'm a pragmatist. This piece of shit cryptocurrency sadly attracts everyone's attention. So like it or not, holding this helps my portfolio grow. I hold mine in Celsius and *promotional plug here* if you use my referral link to deposit 200 USD worth of whichever cryptocurrency Celsius supports, you get 30 dollars worth of Bitcoin too.

Ethereum.

For me, the only saving grace of Ethereum is that it is moving to Proof of Stake. There are a lot of positive narratives about Ethereum:

1) Lots of money locked up in Defi protocols that run on the blockchain

2) Lots of ETH locked up for ETH 2.0 staking

So holding this = numbers go up. I hold mine in Celsius too.

Pancakeswap.

Fantastic APR which generates more Cake at a fast pace. Very low fees. Flexibility to farm whichever cryptocurrency I like that they support on their farms. What's not to like?

BNB.

Buy one token, gives lots of benefits. This is an example of a cryptocurrency that gives and keeps on giving. Holding BNB gives you the ability to farm many projects that launch on the exchange, give you trading fees discounts, etc etc. Using the platform also allows you to stake some projects, like Polkadot.

Uniswap.

Uniswap 3.0 is coming out. Numbers go up. 'nuff said. In the meantime, I hold this in Celsius.

Nerve Finance.

I'll be honest I kind of got duped into buying this one. Bought in at a high, and for now just waiting for opportunity to sell off or wait for better development news from the team.

Polkadot.

Multichain. Not sure if you guys read my previous article. I predicted that multi-chain narratives will come. Well, here we are. More projects will launch sooner or later on these chains. I figured owning a multichain token is a good bet to have.

Chainlink.

Adopted and used by a heck of a lot of projects. Has a good real-world use case narrative. Pity I don't have a lot of it. I hold this in Celsius.

Terra.

Another example of the 'Buy One get many free' projects. Staking Luna gets you a lot of stablecoins denominated to different countries native currencies, including UST, it gets you Luna, and MIR and ANC. A no-brainer project to buy and hold.

Celsius.

To be honest, I just use the app. Having tokens earn interest in the form of CEL. Why not? Pragmatic Tip: Don't save all interest as CEL of course. Just have some tokens save out interest as CEL, and some you want to accumulate save in kind. Rock-solid security.

KeeperDAO.

I was poor. Am still poor now. But way back then I put a small amount of ETH into this project. Am rewarded with the KeeperDAO token. Not that I am selling it. It's too small an amount to take it out anyway, what with the extremely high gas fees.

RealT tokens

To me, this is a safe hedge. I don't have a lot of it, and frankly, the returns suck. But it is based on real-world property, and I get regular stable coin returns. So I hold it. It's not a get-rich-quick scheme, but regular stablecoin payment is as good a form of passive income as any.

TO SELL

These are the projects I will be selling and plan to sell. Why? Because even though some of these projects are good projects, I've been holding them long enough. Time to take some profits since they are stagnating in terms of price levels, and I might as well sell them to use the money to buy other projects.

BZRX.