Celsisus app lets you keep your money in hot wallet, earning pretty good interest rates (paid weekly). You get paid in the token that you deposit (or if you want to, native Celsius token is also possible).
My bonus ulocks in 3 weeks as you can see from screenshot:
Join Celsius Network using my referral code 179339e437 when signing up and earn $20 in BTC with your first deposit of $200 or more! #UnbankYourself
https://celsiusnetwork.app.link/179339e437