Traditionally, whenever you had a question about money, such as where to park your cash or investment advice, you would turn to a financial advisor. Or, if you were fortunate enough, you could pick the brain of a friend or family member who is a financial wizard. Today, however, you have another option that you can access right from the palm of your hand whenever you want. And, that would be robo-advisors. To be fair, this technology has been utilized for years. Software for automating portfolio allocation has been used by human wealth managers since at least the early 2000s. But, when the fir…